寅食卯糧 (jan4 sik6 maau5 loeng4) — living on credit in Cantonese
janˎ₄寅sikˍ₆食maauˏ₅卯loengˎ₄糧简 寅食卯粮
Mandarin Pinyin: yin2 shi2 mao3 liang2
Meaning of 寅食卯糧
nounliving on credit
nounone's income is not enough for one's expenditure, resulting in an overdraft